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How to Pay for Rehab

Paying for Addiction Treatment

Learn more about how to pay for addiction treatment at Seven Arrows Recovery.

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How to Pay for Treatment

Recovering from addiction is a journey that requires commitment, support, and the right treatment. If you or someone you know is seeking rehab treatment in Arizona, it's essential to consider the cost and explore payment options. In this article, we'll discuss the cost of rehab in Arizona and various ways to pay for treatment, including insurance coverage, financing options, and state-funded programs. At Seven Arrows Recovery we not only work with insurance but we also have a cost effective cash pay rate as well.

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Cost of Treatment at Seven Arrows

Seven Arrows Recovery, a specialized trauma-focused rehabilitation center, offers a comprehensive treatment program with a notable cash pay rate. For individuals seeking a premium recovery experience, the center charges $18,000 per month. This rate breaks down to approximately $1,000 per day, reflecting the center's commitment to providing high-quality care and extensive resources. This cost covers a range of therapeutic services, personalized care plans, and access to top-notch facilities, catering to those who prioritize quality and efficacy in their journey towards recovery. The pricing structure is designed to meet the needs of those who prefer a direct payment approach, bypassing insurance complexities.

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Understanding the Levels of Care in Addiction Treatment

Before diving into the cost of rehab in Arizona, it's important to understand the different levels of addiction treatment available. The severity of the addiction and individual needs will determine the appropriate level of care. Here are the main levels of addiction treatment:

Medical Detox

Medical Detox: This initial phase of treatment involves the supervised withdrawal from substances. Medications may be used to manage withdrawal symptoms and make the process more comfortable.

You get to reside full-time in our private and semi-private rooms, with 24-hour supervision from our staff. Your care team will provide a full-time schedule of individual and group therapies, including holistic treatments.

Residential Treatment

Residential Treatment: Inpatient treatment provides 24-hour care in a residential facility. It is suitable for individuals who require intensive supervision and support.

Partial Hospitalization

Partial Hospitalization Treatment: This level of care offers structured treatment during the day while allowing patients to return home at night.

Intensive Outpatient

Intensive Outpatient Treatment: Intensive outpatient programs offer a higher level of care than standard outpatient treatment. Patients attend therapy sessions several hours a day, several days a week.

Outpatient Treatment

Outpatient Treatment: Outpatient treatment allows individuals to receive treatment while living at home. It is suitable for those who don’t require 24/7 care.

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Factors Affecting the Cost of Rehab

The cost of rehab in Arizona varies depending on several factors, including:

Levels of Care

The intensity and duration of the treatment program will impact the cost. Inpatient programs tend to be more expensive than outpatient programs.

Length of Stay

The duration of treatment can range from a few weeks to several months. Longer stays will increase the overall cost.

Treatment Modalities

Different treatment modalities, such as individual therapy, group therapy, and holistic approaches, may affect the overall cost.

Additional Services

Some rehab facilities offer additional services, such as luxury amenities or specialized therapies, which can increase the cost.

It’s important to note that the cost of rehab should not deter individuals from seeking treatment. There are various payment options available to make rehab more affordable. 

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Paying for Rehab with Health Insurance in Arizona

Using health insurance to pay for rehab is one of the most common ways to cover the cost. The Affordable Care Act (ACA) made addiction and mental health treatment an essential benefit, ensuring coverage for these services. It’s important to verify your insurance coverage and understand the specific benefits and limitations related to addiction treatment.

When using insurance to pay for rehab, there may still be out-of-pocket costs, such as copays, deductibles, or services not covered by insurance. It’s advisable to contact your insurance provider and the rehab facility to understand the cost breakdown and any potential financial obligations.

Financing Options for Treatment

If you don’t have insurance or need additional financial assistance, there are financing options available for rehab treatment. Many rehab facilities partner with financing companies that specialize in providing loans for healthcare expenses. These financing options accommodate different income levels and credit histories.

By exploring financing options, you can spread the cost of rehab over a manageable payment plan. This allows you to receive the necessary treatment without incurring a significant upfront financial burden. It’s important to inquire about financing options directly with the rehab facility or consult with a financial advisor to find the best solution for your needs.

Private Pay

For individuals who can afford to pay for rehab out-of-pocket, private pay is an option. Private pay means covering the cost of treatment with personal funds. This method eliminates the need for insurance or financing arrangements. The advantage of private pay is the flexibility to choose any rehab facility without being limited to in-network providers.

The cost of private pay rehab in Arizona can vary depending on the facility and the level of care required. On average, inpatient rehab without insurance can cost around $18,000 per month at Seven Arrows Recovery. It’s crucial to research and compare different rehab facilities to ensure you’re receiving quality treatment at a fair price.

Grants & Scholarships

In addition to state-funded programs, there are grants and scholarships available to help cover the cost of rehab in Arizona. Organizations like the Substance Abuse and Mental Health Services Administration (SAMHSA) offer federal funding for substance misuse treatment through grant programs. These grants provide financial support to rehab facilities, which then offer discounted or free treatment to eligible individuals.

Scholarship programs are another avenue to explore. Many rehab facilities and nonprofit organizations offer scholarships specifically for individuals who need financial assistance to access addiction treatment. These scholarships are typically awarded based on financial need and the applicant’s commitment to recovery.

Other Ways to Pay for Rehab

If you’re unable to access health insurance, financing, or state-funded programs, there are additional ways to pay for rehab:

  • Crowdfunding: Platforms like GoFundMe allow individuals to create campaigns and raise funds from friends, family, and the community.
  • Retirement Account Withdrawals: In some cases, early withdrawals from retirement accounts can be used to pay for medical expenses, including rehab treatment. However, it’s important to consult with a financial advisor to understand the potential tax implications and penalties associated with early withdrawals.
  • Personal Loans: Taking out a personal loan from a bank or credit union is another option for financing rehab treatment. It’s essential to consider the interest rates and repayment terms before committing to a loan.

Employee Assistance Programs (EAP): Some employers offer EAPs that provide financial assistance or referrals for addiction treatment. These programs may cover a portion of the

Health Insurance Can Help Cover the Cost of Treatment

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When seeking rehab treatment in Arizona, it's crucial to consider the cost and explore various payment options. Whether through health insurance, financing, state-funded programs, or other means, there are resources available to make rehab more affordable. Prioritize your recovery and reach out to rehab facilities or financial advisors to discuss payment options and find the best solution for your needs. Remember, the cost of rehab should not be a barrier to accessing the life-saving treatment you deserve.

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Clinical Director

Lindsay Rothschild LCSW, CCTP, SAP

Lindsay Rothschild is a Licensed Clinical Social Worker and Substance Abuse Professional with a passion for assisting others in activating their own inner healing intelligence. She completed her Master’s Degree in Social Work at Arizona State University in 2011 and went on to study various ancient wisdom traditions for healing. Her training as a Clinical Trauma Professional and over a decade of experience working with trauma survivors has afforded her a rich understanding of the powerful impact of trauma on the mind, body and soul.

Lindsay studied holistic nutrition and trauma informed yoga at the Southwest Institute of Healing Arts. Lindsay is certified in the Trauma-Conscious Yoga Method™ and is also a registered yoga teacher. She most recently completed training in Ketamine Assisted Psychotherapy (KAP). Lindsay partners with the Arizona Trauma Institute to facilitate trainings for mental health professionals and educators in the community in an effort to promote awareness around Trauma Informed Care. Lindsay is also the owner of Roots to Rise, PLLC where she provides somatic psychotherapy, EMDR therapy, supervision, trauma informed yoga, and substance abuse professional services. Lindsay describes herself as having a wild and free spirit, an open heart and a belief that all humans have the capacity for transformation and growth.

Medical Director

Dr. Tracey Oppenheim MD

Dr. Oppenheim was born and raised in Michigan. She completed her medical school education, general and child and adolescent psychiatry training at the University of Michigan. Go Blue! She is passionate about the mind body spiritual connection and has completed additional training in integrative psychiatry. Dr. Oppenheim believes in each individual’s ability to heal through discovering their inner healing intelligence.